CSA Scores: Part 2 – Which Violations Increase Rates the Most?

By | Article

In our previous post, we reviewed the FMCSA’s Compliance, Safety, and Accountability (CSA) system and how your scores can affect your insurance rates. Many transportation companies have designed incentive programs to keep their CSA scores low, and often giving drivers some type of reward for clean level one inspections while being penalized for certain violations. However, in designing an incentive program, it’s important…

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Market Update 2018 Q1 : Workers Compensation Insurance and Occupational Accident Programs

By | Article

By now, everyone has heard about the struggles with the commercial auto insurance market. However, the good news is that in 2017, workers compensation and occupational accident pricing decreased overall, especially for safe companies. The competition remains strong in 2018 as well, and it may be time to take advantage of a relatively soft market. Below is a market update…

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Incentivize drivers to lower your CSA scores…and insurance rates

By | Article

When the FMCSA started hiding CSA scores from public view in December 2015, many in the transportation industry cheered the news. The flawed Compliance, Safety, and Accountability (CSA) system has been used by insurance companies for rating purposes almost since the system’s inception. Many believed that with CSA scores hidden from public view, the associated issues with insurance underwriting would…

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semi truck

The Not-So-Hidden Costs of Driver Turnover Are Increasing

By | Article

Retaining Drivers Leads to Decreased Insurance Costs According to the American Trucking Association, in 2017, the driver turnover rate at large truckload carriers surged to one of the highest levels in years. In the fourth quarter, driver turnover hit 95%. Smaller fleets fared slightly better, with an estimated 84% turnover rate. In 2018, with the economy growing and the demand for…

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Yellow Truck

The Daniel & Henry Company at the Midwest Truckers Show

By | Event

The Midwest Truckers Association held their annual Truck and Trailer Show on February 2 – 3rd in Peoria, IL. Described as the “biggest little truck show in the country”, the annual convention has been going strong since 1962. The Daniel & Henry Company was represented by Jim Ruebsam of the St. Louis office and Jeff Oostema from the Chicago office….

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A.M. Best article

Commercial Automobile Remains Sore Spot in P/C: A.M. Best Report

By | Article

The performance of the commercial automobile segment continued to deteriorate through third quarter 2017, according to a new A.M. Best report. Commercial auto has been a sore spot in the property/casualty for several years. Commercial auto insurers have tried to address unfavorable results by enhancing underwriting measures and aggressively raising rates to improve rate adequacy. “After six straight quarters of…

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Truck Right Turn

Avoiding Right Turn Squeeze Crashes

By | Article

A right-turn squeeze crash can occur when a truck driver makes a wide right turn and leaves too much space between the truck and the curb. A vehicle behind may mistake this maneuver as the truck simply changing lanes or as soon as the right lane opens up the driver ignores the truck’s turn signal and accelerates alongside the truck….

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Welcome to our new website!

By | Uncategorized

Welcome to The Daniel & Henry Company’s new trucking insurance website. This site is managed by the Johnson-Ruebsam Business Unit at Daniel & Henry. Look for more posts on our blog related to the trucking insurance industry. Our goal is to be a resource to the trucking community—to help navigate to perils and rewards of the insurance industry as it specifically…

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